Motorcycle insurance has a lot in common with auto insurance and generally include:
- Liability coverage for both property damage and medical treatments
- No-fault medical coverage or PIP (personal injury protection) for yourself and any passenger in the event of a crash
- Collision coverage to pay for damage to your bike in the event that you cause an accident
- Comprehensive insurance to pay for non-accident damage to an insured motorcycle
- Underinsured/uninsured motorist coverage to pay for damages caused by a hit-and-run or an accident caused by an underinsured driver
- Custom parts and equipment coverage to pay for repairs or replacements to custom portions of your bike
- Towing and roadside assistance to help you get back on the road as quickly as possible in the event of a mishap